PP
Pesa Planner
Live CBK and NSE data — refreshed daily

From KSh 10,000
to KSh 1,000,000.

A personalised plan for everyday Kenyans — across MMFs, SACCOs, T-bills, T-bonds, NSE stocks and offshore ETFs. Built on live market data.

Free forever. No signup. No card.

KSh 100K

Safety

Emergencies, handled. Your family sleeps soundly.

KSh 500K

Home

A real down payment, ready when you are.

KSh 1M+

Freedom

Retire on your terms. Work because you want to.

Today

KSh 10K

Year 5

KSh 1M

The journey

Five milestones.
One growing portfolio.

A realistic path from a 10K starter pot to a 1M diversified portfolio — with the right mix evolving as your wealth grows.

Year 0

KSh 0

KSh 5K/mo

Opened a money market fund and started a 5K monthly habit.

Year 1

KSh 0

KSh 12K/mo

Joined a SACCO. Bumped monthly savings to 12K after the first raise.

Year 2

KSh 0

KSh 15K/mo

Started laddering 91-day T-Bills with the MMF surplus.

Year 3

KSh 0

KSh 18K/mo

Added blue-chip NSE stocks for long-term growth.

Year 5

KSh 0

KSh 22K/mo

Fully diversified. Dividends and coupons cover a third of expenses.

Pesa Planner picks the mix at every stage from your goals, risk profile and live market rates. Swipe the timeline horizontally on small screens.

How it works

Three steps. No spreadsheets.

  1. 01

    Tell us about your money

    Income, expenses, debt, goals and your appetite for risk. Two minutes, no signup.

  2. 02

    Get a personalised plan

    A diversified split across the asset classes that fit your time horizon and comfort level.

  3. 03

    Track, adjust, rebalance

    Live data, scenario tests, rebalancing nudges and alerts when the regime shifts.

What we cover

Every Kenyan asset class.
In one plan.

Live rates pulled daily so you spend two minutes a month, not two hours.

Money Market Funds

Daily compounding, T+1 liquidity.

SACCOs

Deposit and share dividend tracking.

Treasury Bills

91, 182 and 364-day yields, weekly.

Treasury Bonds

Coupon ladders and duration risk.

NSE Stocks

Daily prices and dividend history.

Offshore ETFs

USD-denominated diversification.

FAQ

Three quick answers.

PP

Start your Year 0 today.

Free, forever. Build your plan in two minutes. No signup. No card.

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